Darfin finance

Business conditions and personal data protection

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Who we are

Our web address is: https://www.darfin.cz, the operator is Darfin finance s.r.o, ID number: 09053000, with headquarters in Prague, Klíčanská 493/1, Kobylisy, 182 00 Prague, the company is registered in the Commercial Register maintained by the Municipal Court in Prague in section C, entry number 329912.

We operate a web interface (information portal) within which it is possible to obtain offers and information about individual financial products on the market.

The company Darfin finance s.r.o. is registered in the register of authorized persons in the field of consumer credit maintained by the Czech National Bank as a bonded representative of the company BEplan finanční planná s.r.o. and is authorized to mediate consumer credit pursuant to Act No. 257/2016 Coll., on consumer credit, as amended .

What personal data we collect and why we collect it

Contact forms

In the event that the user provides the operator with his personal data (name, surname, email, telephone number and information necessary to prepare the offer) through the website, this personal data will be processed by the operator and its business partners to the extent necessary for the purposes of contacting the user with the offer of financial services provided by the operator or with the offer of financial services that the provider is authorized to mediate.

Cookies

The website uses so-called cookies, which are small files of characters stored on the user's computer or other terminal device when visiting the website. Cookies enable sites to recognize user settings from previous visits when returning to them. They also store session information or establish a user's identity through a unique identifier. Some of these files are necessary for the optimal functioning of the site, others help the site to analyze or allow to ensure a better user experience (remembering the user and organizing the content of the site according to the user's preferred interests, which leads to an easier browsing of the site).

The site uses both temporary cookies, which are stored on the user's device only for the duration of the session, and permanent cookies, which remain stored on the user's device depending on the set time of existence of a specific cookie file. Cookies are enabled by default in most browsers. If you do not want to use cookies, please set this option in your internet browser.

Embedded content from other websites

Posts on this site may contain embedded content (for example, YouTube videos, images, articles, etc.). Embedded content from other websites behaves in the same way as if the visitor visited the website of those parties.

These websites may collect data about you, use cookies, embed other third-party tracking, and track your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we keep your data

Personal data will be processed for a maximum period of 24 months, or if the user does not confirm that he is interested in the services provided, if this period is shorter.

Transfer of personal data to third party entities

The operator transfers personal data to the following entities:

  • To mortgage specialists,
  • Banking specialists,
  • Legal specialists,
  • providers and administrators of information and telecommunications systems,

for the purpose stated in the Contact Forms section of the What Personal Data We Collect and Why We Collect It section. In the case of concluding a mortgage assistance contract, the beneficiaries are entitled to provide personal data to entities providing mortgage loans.

What are your rights?

You have the right to access your personal data. If you want to know if the operator is processing personal data about you, you have the right to obtain information about whether your personal data is being processed and, if so, you also have the right to access your personal data.

You have the right to correct inaccurate or false personal data. If you believe that the operator is processing inaccurate or false personal data about you, you have the right to request their correction. The operator will carry out the repair without undue delay, taking into account the technical possibilities.

You have the right to erasure. If you request deletion, the operator will delete your personal data if:

  • are no longer needed for the purposes for which they were collected or otherwise processed,
  • the processing is unlawful, you object to the processing and there are no overriding legitimate grounds for the processing,
  • or the operator is required to do so by law.

You have the right to restrict the processing of personal data. If you are not interested in erasure, but only in a temporary restriction of the processing of your personal data, you can request the operator to restrict the processing of your personal data.

You have the right to data portability. If you want the operator to transfer your personal data, which it processes on the basis of your consent or on the basis of a contract, to a third party, you can exercise your right to data portability. If the exercise of this right could adversely affect the rights and freedoms of third parties, the operator will not be able to comply with your request.

You have the right to object to the processing of personal data that is processed for the purpose of protecting the legitimate interests of the Company. In the event that the Company does not prove that there is a serious legitimate reason for the processing that outweighs your interests or rights and freedoms, it will terminate the processing based on your objection without unnecessary delay.

Final Provisions

The operator is entitled to change these conditions at any time. The operator will announce changes to the conditions on the website. The user expresses his consent to the change and the current wording of these Terms and Conditions by continuing to use this site and use the services of the operator.